Know where your money goes. Kept on your phone.
Daybook is a money tracker that lives on your iPhone: record what you spend, scan receipts, keep budgets and split bills. No account, no server, no bank login. On iPhones with Apple Intelligence, receipts are read by the AI built into your phone — free, no key, nothing sent.
Free. No account.
What it is for
Know where your money goes — and what is still to come.
Everything in Daybook serves three questions you ask about your money, answered from records that live on your phone.
Where did it go?
Every record, in the order it happened — search a merchant, a note, or the words on a receipt you scanned. Then the month by category, with top merchants and how last month compared.
What can I still spend?
A monthly limit and one for each category, with how much is left of each. Unspent budget can roll over, and bills still to pay are counted before they land.
What's due? Who owes me?
A nudge before each bill falls due, then one tap to mark it paid. Split a bill any way you like, and see who has settled up and who still owes.
- No account
- No server of ours
- No bank login
- Free, with no time limit
See every day, not just every month.
- A fresh look across the whole app. Cleaner cards, a colour for each kind of thing, and big, clear figures.
- Home shows how the month is going. What is left to spend, a budget bar and what is coming up next, on the first screen.
- Calendar and Timeline. The Calendar shows each day's spending as a heat map with the bills due; tap a day for every record on it. The Timeline lays each day's records and what is due on one page.
- Bills in one place. Upcoming and Reminders together, and you can mark several paid for a day at once.
- Swipe to change the month, anywhere. And press and hold a record to delete it.
- Tax claims you still have to look at. Can be searched and filtered by shop or category.
- Twelve languages. Korean, German, French, Spanish and Portuguese join English, Malay, Chinese, Indonesian, Thai, Vietnamese and Japanese.
- Check a bank statement. Add the bank's PDF, CSV or screenshot on an account's page and each line is ticked against your records. A PDF is read as the table it is.
- Ask Tell Daybook in your own words. Where to cut back, budget left, net worth, card balances, subscriptions, bills to pay. Answered on the phone, from your records.
- Settle up when you owe each other. And splitting a bill is quicker: search everyone you know, or open a group to tick who was there.
- A usual card for each category. Like Fuel on the Shell card.
- A Family plan, on iPhone. Daybook Pro for you and up to 5 others in your Apple family, through Apple Family Sharing. Nobody sees anyone else's records.
- Daybook speaks your language, Tell Daybook, a suggested category for every card tap and scanned receipt, every Apple Pay payment written down, and "I paid for them" when splitting a bill.
- A first redesign with Daybook green on every screen and a colour for each profile.
- Apple Intelligence reads your receipts.
- With Pro, accounts in other currencies.
- About 150 currencies.
Local first. Your money never reaches us.
Your records live on your phone. An optional copy goes to your own iCloud Drive. There is no server of ours, so nothing is sent to us.
- No account, ever — open the app and start recording
- No server of ours — nothing to breach, nothing to sell
- Receipts read on your phone, by Apple Intelligence where your iPhone has it
- Face ID lock, and balances hidden in the app switcher
- Your data out as CSV, JSON or a full backup, any time, free
- Backups go to your own iCloud Drive — never to ours
Point the camera at a receipt. The rest fills itself in.
The shop, date, total, tax and every line item are read on your phone, on every iPhone, using Apple's on-device text recognition — the same technology iOS uses to select text in a photo. Anything it is unsure of is flagged for you to check rather than quietly accepted, and the photograph is never uploaded.
New in 1.7 · iPhones with Apple Intelligence
Read by your iPhone's own AI.
Daybook uses Apple's on-device model. When a receipt is faded, crumpled or laid out strangely, it reads it again on its own — right on the phone. It is free, it needs no key and no account, and the photo never leaves the device.
Apple Intelligence needs a supported iPhone (iPhone 15 Pro or newer) with it turned on.
The category is suggested from what you scanned before, so the coffee shop you go to every morning is categorised correctly by the second visit.
It reads many languages, including Bahasa Malaysia, Chinese, Japanese, Korean, Thai and Arabic — the full list goes well beyond the twelve the app is translated into.
Some receipts print two tables side by side and defeat any scanner. For those you can hand the receipt to an AI: press to send the photograph itself, or switch on a second reading that sends the text and where it sat on the page — not the photograph — when a scan comes back unclear. Both are off until you add an API key you supply and pay for yourself.
However you paid, it ends up in your records.
No bank login and nothing to connect. Three ways in, and you check each one before it counts.
Tap to pay with Apple Pay iPhone
One Shortcuts automation, set up once, writes down every tap from any card in Wallet — even when Daybook is closed. Each one waits in Needs Attention for you to check. See the guide.
Paid in an e-wallet or bank app
Share a screenshot of the payment, or of the app's history, to Daybook. It reads each line and drafts a record for every payment, for you to review and save.
Scan the receipt
The shop, date, total, tax and line items are read on your phone.
Daybook does not read your notifications and never logs in to your bank. You decide what is recorded.
A budget that counts the bills before they land.
A monthly ceiling and a limit for each category. Unspent budget can roll over to the next month.
Bills still to pay are set aside before "left to spend" is shown — so the figure is honest. A daily allowance and a pace projection tell you where the month is heading before it gets there.
Built for how money actually moves
Find anything
Search a merchant, a note, or the words on a receipt you scanned. Every record is there.
Reports
Monthly totals, category breakdowns, top merchants, this month against last, and a six-month trend.
Credit-card cycles
Cards bill in cycles, not calendar months. Daybook keeps this statement's balance apart from spending on the next one.
Never pay late
Recurring reminders for bills, subscriptions and card payments. Marking one paid records it and rolls the schedule forward.
A usual card per category
Set Shell for Fuel and Grab for Rides. Every tap and scan is filed on the right card from the second time.
Tax relief claims
Mark any record for a tax relief bucket. Come filing time, the totals and receipts are ready to go. Part of Pro.
Every receipt kept
Every receipt photo stays as long as its record. After three months, free offers to clear old photos to save space; Pro never asks.
Locked, and private
Face ID, Touch ID or your passcode to open — and a cover that hides your balances in the app switcher.
Your data, portable
CSV and JSON export, full backups including every receipt photo. Import CSV from whatever you used before. All free.
Wherever you are
About 150 currencies. Type a rate or tap to look one up. No account needed for the lookup.
Home-screen widgets
Your budget and balance at a glance, without opening the app.
Calendar and Timeline
Calendar shows each day as a spending heat map. Timeline lays every record and upcoming bill on one page.
A look inside
Daybook follows the system theme — dark or light, your records are always there.
Paying for other people is lending, not spending.
A RM 300 dinner for three leaves your account short by 300, but only 100 of it is your spending. Daybook is the only tracker that keeps those two figures apart: your budget sees 100, your balance sees 300, and 200 sits under Owed to you until it comes back.
Account balance
The whole bill really left
−RM 300
Your spending
Only your share reaches budgets
RM 100
Owed to you
A receivable, not an expense
RM 200
Or split it by item, straight off the scanned receipt
Split evenly, by shares, by percent, by exact amounts — or by item. A receipt's lines never add up to its total; there is always a service charge or tax in between. Charging someone only the price of their dish would leave you covering everyone's tax, so Daybook shares the gap in proportion.
A RM 30 steak and a RM 20 pasta on a RM 58.30 bill: RM 34.98 and RM 23.32. The steak carries 60% of the service and tax, because it was 60% of the food.
| Item | Price | Share of gap | Owed |
|---|---|---|---|
| Steak | RM 30.00 | 60% | RM 34.98 |
| Pasta | RM 20.00 | 40% | RM 23.32 |
RM 8.30 of service charge and tax sits between the items and the total. It is shared in proportion rather than left with whoever paid.
Does your bank agree with your records?
Add the bank's PDF, CSV or a screenshot on an account's page, and each line is ticked against your records. If the balances show a line that was not read, Daybook says where and how much, and you can add it in a tap.
Free: one statement check a month. Pro: no limit.
Say it. Or ask your money a question.
Type it the way you would say it, or send a photo or a screenshot. Answered on your phone, from your records, and nothing is saved until you say so.
“Dinner 120 with Ali and Mei” becomes a split to review. “Which bills do I still have to pay?” gets answered from your reminders.
Free: reads up to 15 screenshots or photos a month and 3 PDF statements. Pro: no limit.
A second set of books, kept genuinely apart.
Business spending gets its own accounts, budgets, categories and reports. Nothing crosses over, so a client lunch never lands in your personal food budget — and neither shows up in the other's totals. Switch between them in a tap.
Each set of books has its own colour across the top of the app, so you always know whether you are in your personal or your business books.
Produce a statement as a PDF or spreadsheet when it is time to be paid or to file.
Part of Daybook Pro.
A product you can check
Daybook is built and maintained by Cortex Solution, a software team in Ara Damansara that also builds custom software and automation for Malaysian businesses. “No server” is a claim you are right to be sceptical of, so here is exactly what the app does and does not do.
- Every record and receipt in the app's own storage on your iPhone
- No sign-up, no login, no analytics SDK — and no server of ours anywhere
- A backup into your own iCloud Drive, on to begin with and switched off under Settings › Data
- Three things go to a third party, none without an action from you: an exchange-rate lookup, a receipt photo sent when you press to read it with AI, and an optional second reading that sends receipt text once you switch it on
- Biometrics handled by iOS — the app is told only whether it succeeded
- Deleting the app deletes all of it, permanently
Daybook
by Cortex Solution
- Platform
- iPhone · Android
- Minimum iOS
- 15.5
- Scanning
- On-device (Apple Vision or Apple Intelligence)
- Data storage
- On device, backed up to your iCloud
- Account required
- No
- Status
- Available on the App Store
Daybook speaks twelve languages.
It follows your phone, or you choose one in Settings.
Made for the new foldable iPhone.
Open it and Daybook uses the whole screen, and turns with it when you hold it sideways.
What you need
Runs on iPhone, iOS 15.5 or later.
Where it works and where it does not.
- Supported
iPhone
iOS 15.5 or later
iPhone 6s and newer — every iPhone that can run iOS 15.5. Records, budgets, reports, reminders and splitting bills, with receipts read on the phone by Apple's text recognition.
- Supported
iPhone Duo
Apple's first foldable iPhone
Yes. Daybook is made for Apple's first foldable iPhone, the iPhone Duo, with the same records, budgets, reports and receipts on its larger display.
- Optional extra
iPhone with Apple Intelligence
iPhone 15 Pro or newer, with it turned on
Receipts that come back unclear are read again by Apple's on-device model — free, no key, nothing sent. On any other iPhone they are still read on the device.
- Supported
Android
On Google Play — free
The same app, local first, with your data kept on your phone. Free, no account.
The App Store only offers Daybook to devices that can run it. The iPhone range is Apple's own list of the models that run iOS 15.5.
Free, properly.
The app is fully usable without paying, with no time limit and no account. Recording, receipts read on your phone — by Apple Intelligence where your iPhone has it, or with your own AI key — budgets, monthly reports, reminders, splitting bills, a purchase in another currency at a rate you type or tap to look up, card-tap recording with Shortcuts, importing, CSV export, backups, the Face ID lock, Tell Daybook (reads up to 15 screenshots or photos a month and 3 PDF statements a month), and one bank-statement check a month are free — and stay free. A finance app that holds your own records hostage is not one worth recommending.
Daybook Pro
Adds tax relief claims, a second set of books for a business, the Insights report, statements as PDF or spreadsheet, accounts in other currencies with exchange rates looked up for you, Tell Daybook and statement checks with no monthly limit, and old receipt photos never need clearing.
Monthly
RM 12.90
per month
US$2.99 in the US
Yearly
RM 79.90
per year
US$19.99 in the US
One week free
Lifetime
RM 199.90
once
US$49.99 in the US
Nothing to cancel
Family
Up to 6 peopleiPhone onlyDaybook Pro for you and up to 5 others in your Apple family through Apple Family Sharing. Nobody sees anyone else's records.
RM 139.90
per year
US$34.99 in the US
One week free · up to 6 people
Every plan unlocks exactly the same features — there are no tiers inside Pro. The Family plan shares them with up to 5 others in your Apple family through Apple Family Sharing; it is on iPhone only. Malaysian and US prices are shown; the App Store sets its own price point in every other territory.
| What you get | Free | Pro |
|---|---|---|
| Record, scan receipts, budgets, reports, reminders, split bills | Yes | Yes |
| Tell Daybook: screenshots and PDF statements | 15 a month, 3 PDFs | No limit |
| Check a bank statement | One a month | No limit |
| A second set of books for a business | No | Yes |
| Tax relief claims | No | Yes |
| Accounts in other currencies | No | Yes |
| Exchange rates looked up for you | Tap to look one up | Yes |
| Insights report | No | Yes |
| Old receipt photos never need clearing | Offered after 3 months | Yes |
Frequently asked
Does Daybook read my notifications or my bank?
Do I need an account?
Where is my data stored?
Does it connect to my bank?
Does it need an internet connection?
Which version of iOS do I need?
Which iPhones read receipts with Apple Intelligence?
Does Daybook work on the new foldable iPhone, the iPhone Duo?
Do my phone and tablet stay in sync?
Does the Family plan share my records?
What happens if I stop paying for Pro?
Which statements can it read?
Can I get my data out?
What if I lose my phone?
Is there an Android version?
More answers on the support page.